I was in a terrible place emotionally , I had made many financial mistakes and with Hurricane Florence, that really seemed to frost the cake.
I didn’t know what to do, but a friend recommended I call Cape Fear Debt Relief and speak with Mr. Cook.
I was embarrassed.. but he and his team soon put my fears to rest and assured me they could help. I was so relieved, and I was finally able to sleep at night without worry.
Every visit was a pleasure, I was treated respectfully and all my questions at any time were answered.
If you are in a similar situation don’t wait.
Call and speak with Mr. Cook.

I recently met with Richard Cook for a free consultation to discuss my financial concerns. He was extremely easy to talk to, friendly and helpful, and took the time to really listen to me. After meeting with him, he actually said I did not need to file bankruptcy and provided me with some other tips and suggestions for my personal financial situation. If you are under financial stress or concerned about debt, I highly recommend scheduling a consultation with Richard at Cape Fear Debt Relief! You will be so glad you did!

I was facing a huge debt and was considering bankruptcy. I spoke to Richard and within 2 weeks, he had contacted the attorneys for the creditor and negotiated an amazing settlement. I didn't even have to file bankruptcy, and his fee wasn't even a fraction of the amount of money he saved me. But most importantly, no more anxiety-filled days or sleepless nights. I feel like I got my life back. Thank you Richard!

Amazing lawyer and staff. They help me rebuild my life and saved my family alot of stress. Definitely recommend them to my co-workers and family members if they ever have a financial crisis even if they want to just enquire to give them a call. Thank you so much!

Richard and all his staff are 1 such a pleasure to work with considering the reason you need to hire them. They make the whole process a little more bearable and help to take the burden off of you. They are quick to respond regardless of the millions of questions you ask them and always warm and friendly. If you find yourself in this situation, I highly recommend Cape Fear Debt Relief.

Fantastic lawyer. Hands down one of the best legal minds in Wilmington. Anything bankruptcy related, he needs to be on your team.

I'd recommend him if his services are needed. Very detailed and got the job done. Had an issue with one debt that still showed open account on credit after discharge. He helped see that was taken care of and finally have the fresh start my family needed.

My husband and I filed a Chapter 7 bankruptcy through Mr. Cook in June of 2014, discharged in October 2014. Multiple bill collectors are still trying to collect from us although they were included on our bankruptcy as well as a home loan. We disputed with the banks/ collections and were given written notice that they do not accept our discharges and never received documents from any attorney nor the NC court. Mr. Cook has dodged our calls for months regarding these issues and even after I mailed the documents to him, he had his secretary tell me there was nothing he could do. He still refuses to speak to us but he sure accepted our money. I just left my 11th message for Mr. Cook since January 2016 and if I do not receive resolution will be seeking legal elsewhere to enforce this man to honor what we paid for. At this point I would advise you proceed with caution if thinking about hiring.

Easy to work with and explains everything in an easy to understand manner. Have recommended many people to Richard since helping me in 2011.

Mr. Cook assisted us with our bankruptcy in 2012. He was extremely thorough, intelligent and helpful. For us, it seemed like the darkest of times and we felt overwhelmed, but he made it much easier and provided us with the relief we were seeking.

Spoke with Richard Cook today about financial responsibilities and options I may have. He was very attentive and listen to my situation and offered me options as well as legal procedures that may be offered in my situation. It was a pleasure to talk with him as he made me feel at ease. Highly recommend him to anyone who may need some guidance with financially instability...there are options, and he will definitely let you know what they are. Thanks Richard!